College News | Quick Read
Planned Giving
![post-planned-giving student paying attention to lesson in classroom](https://www.ramapo.edu/magazine/wp-content/uploads/sites/343/2022/01/post-planned-giving.png)
by David Terdiman | Winter 2022
You, too, can plan ahead – for your future and Ramapo’s – through income-generating planned gifts that can fulfill your personal goals and transform RCNJ.
For more information, contact David Terdiman, assistant vice president of Advancement, at 201.684-7179 or dterdima@ramapo.edu
Tips for your portfolio and a 2022 investment plan:
- Review your current will and trusts.
- Review and update beneficiaries of your life insurance and retirement plan assets.
- Make your charitable gifts by December 31.
- Consider making gifts of stock, minimizing capital gains taxes while providing for a charitable tax deduction.
- Consider using an IRA Charitable Rollover to fund your donation if you or your spouse are 70 ½ or older to satisfy in whole or in part your required minimum distribution in the year of transfer.
Plan ahead – for your future and Ramapo’s
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