Planned Giving

by David Terdiman  |  Winter 2022

You, too, can plan ahead – for your future and Ramapo’s – through income-generating planned gifts that can fulfill your personal goals and transform RCNJ.

For more information, contact David Terdiman, assistant vice president of Advancement, at 201.684-7179 or dterdima@ramapo.edu

Tips for your portfolio and a 2022 investment plan:

• Review your current will and trusts.
• Review and update beneficiaries of your life insurance and retirement plan assets.
• Make your charitable gifts by December 31.
• Consider making gifts of stock, minimizing capital gains taxes while providing for a charitable tax deduction.
• Consider using an IRA Charitable Rollover to fund your donation if you or your spouse are 70 ½ or older to satisfy in whole or in part your required minimum distribution in the year of transfer.